Return-Path: <vm-info@servermail.com>
Delivered-To: behniwal+spam@server.rnv.kpw.mybluehostin.me
Received: from server.rnv.kpw.mybluehostin.me
	by server.rnv.kpw.mybluehostin.me with LMTP
	id 4ACVIL8JKmkxcQAAyTkJsw
	(envelope-from <vm-info@servermail.com>)
	for <behniwal+spam@server.rnv.kpw.mybluehostin.me>; Fri, 28 Nov 2025 13:44:47 -0700
Return-path: <vm-info@servermail.com>
Envelope-to: info@behniwalgroup.com
Delivery-date: Fri, 28 Nov 2025 13:44:47 -0700
Received: from 101.pool90-175-185.dynamic.orange.es ([90.175.185.101]:64546 helo=servermail.com)
	by server.rnv.kpw.mybluehostin.me with esmtp (Exim 4.95)
	(envelope-from <vm-info@servermail.com>)
	id 1vP5Ke-0007Zx-3B
	for info@behniwalgroup.com;
	Fri, 28 Nov 2025 13:44:47 -0700
From: "AETNA ERA/EFT]" <vm-info@servermail.com>
To: info@behniwalgroup.com
Date: 28 Nov 2025 21:43:59 +0100
Message-ID: <20251128214358.98A2A0D7F5F8A468@servermail.com>
MIME-Version: 1.0
Content-Type: text/html;
	charset="iso-8859-1"
Content-Transfer-Encoding: quoted-printable
X-Spam-Status: Yes, score=8.2
X-Spam-Score: 82
X-Spam-Bar: ++++++++
X-Spam-Report: Spam detection software, running on the system "server.rnv.kpw.mybluehostin.me",
 has identified this incoming email as possible spam.  The original
 message has been attached to this so you can view it or label
 similar future email.  If you have any questions, see
 root\@localhost for details.
 Content preview:  AETNA sent you a EFT/ACH Claims secure message Continue to
    message Confidentiality: This e-mail is for the sole use of the intended
   recipient(s) and may contain confidential and/or privileged information. Any
    unauthorized review, use, disclosure or distribution of an [...] 
 Content analysis details:   (8.2 points, 5.0 required)
  pts rule name              description
 ---- ---------------------- --------------------------------------------------
  1.2 RCVD_IN_BL_SPAMCOP_NET RBL: Received via a relay in
                             bl.spamcop.net
              [Blocked - see <https://www.spamcop.net/bl.shtml?90.175.185.101>]
  0.0 URIBL_BLOCKED          ADMINISTRATOR NOTICE: The query to URIBL was
                             blocked.  See
                             http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block
                              for more information.
                             [URIs: aetna.com]
  0.0 RCVD_IN_VALIDITY_SAFE_BLOCKED RBL: ADMINISTRATOR NOTICE: The
                             query to Validity was blocked.  See
                             https://knowledge.validity.com/hc/en-us/articles/20961730681243
                              for more information.
                         [90.175.185.101 listed in sa-trusted.bondedsender.org]
  0.0 RCVD_IN_VALIDITY_RPBL_BLOCKED RBL: ADMINISTRATOR NOTICE: The
                             query to Validity was blocked.  See
                             https://knowledge.validity.com/hc/en-us/articles/20961730681243
                              for more information.
                            [90.175.185.101 listed in bl.score.senderscore.com]
  0.0 HTML_MESSAGE           BODY: HTML included in message
  0.1 MIME_HTML_ONLY         BODY: Message only has text/html MIME parts
  1.2 URIBL_CT_SURBL         Contains an URL listed in the CT SURBL blocklist
                             [URIs: accountmanagercomms.com]
  2.0 PYZOR_CHECK            Listed in Pyzor
                             (https://pyzor.readthedocs.io/en/latest/)
  0.0 T_KAM_HTML_FONT_INVALID Test for Invalidly Named or Formatted
                             Colors in HTML
  2.6 RDNS_DYNAMIC           Delivered to internal network by host with
                             dynamic-looking rDNS
  0.0 KAM_DMARC_STATUS       Test Rule for DKIM or SPF Failure with Strict
                             Alignment
  0.0 KAM_SHORT              Use of a URL Shortener for very short URL
  1.0 KAM_LAZY_DOMAIN_SECURITY Sending domain does not have any
                             anti-forgery methods
  0.0 FSL_BULK_SIG           Bulk signature with no Unsubscribe
  0.0 T_REMOTE_IMAGE         Message contains an external image
X-Spam-Flag: YES
Subject:    =?UTF-8?B?W1NFTkQgU0VDVVJFXSBBZXRuYSBFUkEvRUZUIENsaWFtcyBBcHByb3ZlZCAjMDA4OTc1OCDigJMgQXR0ZW50aW9uIFJlcXVpcmVkIC0g?=behniwalgroup.com

<HTML><HEAD>
<META name=3DGENERATOR content=3D"MSHTML 11.00.10570.1001"></HEAD>
<BODY>
<DIV lang=3Den class=3Dv1es-wrapper-color style=3D'BOX-SIZING: border-box; =
FONT-SIZE: 11px; FONT-FAMILY: "source sans pro", "helvetica neue", helvetic=
a, arial, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFOR=
M: none; FONT-WEIGHT: 400; COLOR: rgb(51,51,51); FONT-STYLE: normal; TEXT-A=
LIGN: left; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR=
: rgb(248,247,246); TEXT-INDENT: 0px; font-variant-ligatures: normal; font-=
variant-caps: normal; -webkit-text-stroke-width: 0px;=20
text-decoration-thickness: initial; text-decoration-style: initial; text-de=
coration-color: initial' dir=3Dltr>
<TABLE class=3Dv1es-wrapper style=3D"BOX-SIZING: border-box; HEIGHT: 1271px=
; WIDTH: 1193px; BORDER-COLLAPSE: collapse; BACKGROUND-REPEAT: repeat; BACK=
GROUND-POSITION: center top; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING=
-LEFT: 0px; BORDER-SPACING: 0px; MARGIN: 0px; PADDING-RIGHT: 0px; BACKGROUN=
D-COLOR: rgb(248,247,246)" cellSpacing=3D0 cellPadding=3D0 width=3D1193>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;=
 PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" vAlign=3Dtop>
<TABLE class=3Dv1ce style=3D"BOX-SIZING: border-box; WIDTH: 1243px; BORDER-=
COLLAPSE: collapse; BACKGROUND-REPEAT: repeat; TABLE-LAYOUT: fixed !importa=
nt; BACKGROUND-POSITION: center top; BORDER-SPACING: 0px; BACKGROUND-COLOR:=
 transparent" cellSpacing=3D0 cellPadding=3D0 align=3Dcenter>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;=
 PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=3Dcenter>
<TABLE class=3Dv1cs style=3D"BOX-SIZING: border-box; WIDTH: 600px; BORDER-C=
OLLAPSE: collapse; BORDER-SPACING: 0px; BACKGROUND-COLOR: transparent" cell=
Spacing=3D0 cellPadding=3D0 align=3Dcenter>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 10px=
; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; WIDTH: 600px; PADDING-BOTTOM: 0px; PAD=
DING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" vAlign=
=3Dtop align=3Dcenter>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD class=3Dv1cm style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADD=
ING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=3Dr=
ight>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 14px; FONT-FAMILY: "source s=
ans pro", "helvetica neue", helvetica, arial, sans-serif; COLOR: rgb(65,65,=
65); MARGIN: 0px 0px 9px; LINE-HEIGHT: 21px; text-size-adjust: none'>&nbsp;=
</P></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY><=
/TABLE></TD></TR></TBODY></TABLE>
<TABLE class=3Dv1cd style=3D"BOX-SIZING: border-box; WIDTH: 1243px; BORDER-=
COLLAPSE: collapse; TABLE-LAYOUT: fixed !important; BORDER-SPACING: 0px" ce=
llSpacing=3D0 cellPadding=3D0 align=3Dcenter>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;=
 PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=3Dcenter>
<TABLE class=3Dv1cr style=3D"BOX-SIZING: border-box; WIDTH: 600px; BORDER-C=
OLLAPSE: collapse; BORDER-SPACING: 0px; BACKGROUND-COLOR: rgb(255,255,255)"=
 cellSpacing=3D0 cellPadding=3D0 align=3Dcenter bgColor=3D#ffffff>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;=
 PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(=
125,63,152)" bgColor=3D#7d3f98 align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; WIDTH: 600px; PADDING-BOTTOM: 0px; PAD=
DING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" vAlign=
=3Dtop align=3Dcenter>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR class=3Dv1bu style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse=
">
<TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 0px; P=
ADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=
=3Dcenter>
<A style=3D"BOX-SIZING: border-box; FONT-SIZE: 16px; TEXT-DECORATION: under=
line; FONT-WEIGHT: bold; COLOR: rgb(65,65,65); BACKGROUND-COLOR: transparen=
t; text-size-adjust: none" href=3D"https://click.accountmanagercomms.com/?q=
s=3D7d0670c1f6d71987d8d7e0f6e9763440f07864b3ab4f2ad422aff40f9e56d3f58f543ac=
395c48804b83f5dd5c8aaab058c653d1c80aaf8ac2abceba69a59a0e8" rel=3Dnoreferrer=
 target=3D_blank>
<IMG title=3DAetna class=3Dv1adapt-img style=3D"BORDER-LEFT-WIDTH: 0px; BOX=
-SIZING: border-box; TEXT-DECORATION: none; BORDER-RIGHT-WIDTH: 0px; VERTIC=
AL-ALIGN: middle; BORDER-BOTTOM-WIDTH: 0px; OUTLINE-WIDTH: medium; OUTLINE-=
STYLE: none; DISPLAY: block; BORDER-TOP-WIDTH: 0px" alt=3DAetna src=3D"http=
s://eimg.aetna.com/guids/CABINET_bb1a0270d85173962c81aecae3dec4bd/images/81=
481617296283125.png" width=3D600 height=3D97></A></TD></TR></TBODY></TABLE>=
</TD></TR></TBODY></TABLE></TD></TR>
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD class=3D"v1y v1x" style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 20px=
; PADDING-TOP: 30px; PADDING-LEFT: 35px; MARGIN: 0px; PADDING-RIGHT: 35px; =
BACKGROUND-COLOR: rgb(255,255,255)" bgColor=3D#ffffff align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; WIDTH: 530px; PADDING-BOTTOM: 0px; PAD=
DING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" vAlign=
=3Dtop align=3Dcenter>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: separate; BORDER-S=
PACING: 0px; border-radius: 20px" cellSpacing=3D0 cellPadding=3D0 width=3D"=
100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD class=3Dv1cn style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 10px; PAD=
DING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" bgColor=
=3D#ffffff align=3Dcenter>
<H1 style=3D'BOX-SIZING: border-box; FONT-SIZE: 36px; FONT-FAMILY: "source =
sans pro", "helvetica neue", helvetica, arial, sans-serif; FONT-WEIGHT: bol=
d; COLOR: rgb(65,65,65); FONT-STYLE: normal; MARGIN: 0px 0px 10px; LINE-HEI=
GHT: 39px'>AETNA sent you a EFT/ACH Claims secure message&nbsp;&nbsp;</H1><=
/TD></TR>
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD class=3Dv1cn style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADD=
ING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" bgColor=
=3D#ffffff align=3Dcenter>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: "source s=
ans pro", "helvetica neue", helvetica, arial, sans-serif; COLOR: rgb(65,65,=
65); MARGIN: 0px 0px 5px; LINE-HEIGHT: 24px; text-size-adjust: none'></P>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px; MARGIN: 0px 30px 0px 20px" cellSpacing=3D0 cellPadding=3D0 ali=
gn=3Dcenter border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; PADDING-BOT=
TOM: 10px; PADDING-TOP: 10px; PADDING-LEFT: 40px; MARGIN: 0px; PADDING-RIGH=
T: 40px" bgColor=3D#fe5e3c align=3Dcenter>
<A title=3D"This external link will open in a new window" style=3D"BOX-SIZI=
NG: border-box; FONT-SIZE: 15px; TEXT-DECORATION: none; FONT-FAMILY: Helvet=
ica, Arial, sans-serif; COLOR: rgb(255,255,255); OUTLINE-WIDTH: medium; OUT=
LINE-STYLE: none; DISPLAY: inline-block; BACKGROUND-COLOR: transparent" hre=
f=3D"https://t.co/Atl0FrLa7j" rel=3Dnoreferrer target=3D_blank>Continue to =
message</A></TD></TR></TBODY></TABLE>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: "source s=
ans pro", "helvetica neue", helvetica, arial, sans-serif; COLOR: rgb(65,65,=
65); MARGIN: 0px 0px 5px; LINE-HEIGHT: 24px; text-size-adjust: none'><BR st=
yle=3D"BOX-SIZING: border-box">
Confidentiality: This e-mail is for the sole use of the intended recipient(=
s) and may contain confidential and/or privileged information. Any unauthor=
ized review, use, disclosure or distribution of any kind is strictly prohib=
ited. If you are not the intended recipient, please contact the sender via =
reply email and destroy all copies of the original message .</P></TD></TR><=
/TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR>
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD class=3D"v1y v1x" style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 25px=
; PADDING-TOP: 30px; PADDING-LEFT: 35px; MARGIN: 0px; PADDING-RIGHT: 35px; =
BACKGROUND-COLOR: rgb(2,31,66)" bgColor=3D#021f42 align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; WIDTH: 530px; PADDING-BOTTOM: 0px; PAD=
DING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" vAlign=
=3Dtop align=3Dcenter>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: separate; BORDER-S=
PACING: 0px; border-radius: 20px" cellSpacing=3D0 cellPadding=3D0 width=3D"=
100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 0px; P=
ADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=
=3Dcenter>
<IMG style=3D"BORDER-LEFT-WIDTH: 0px; BOX-SIZING: border-box; TEXT-DECORATI=
ON: none; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: middle; BORDER-BOTTOM-WI=
DTH: 0px; OUTLINE-WIDTH: medium; OUTLINE-STYLE: none; DISPLAY: block; BORDE=
R-TOP-WIDTH: 0px" src=3D"https://eimg.aetna.com/guids/CABINET_0f9f656c24e48=
2f242c1526fe6fcc1d7497561e1ddd3fb21ac6c118f2bf48757/images/iconfilledlockvi=
oletonwhite.png" width=3D70 height=3D70></TD></TR>
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD class=3Dv1cn style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADD=
ING-TOP: 15px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=3D=
center>
<H3 style=3D'BOX-SIZING: border-box; FONT-SIZE: 28px; FONT-FAMILY: "source =
sans pro", "helvetica neue", helvetica, arial, sans-serif; FONT-WEIGHT: bol=
d; COLOR: rgb(255,255,255); FONT-STYLE: normal; MARGIN: 0px 0px 5px; LINE-H=
EIGHT: 33px'>Your security is our priority</H3></TD></TR>
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD class=3Dv1cn style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADD=
ING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=3Dc=
enter>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: "source s=
ans pro", "helvetica neue", helvetica, arial, sans-serif; COLOR: rgb(255,25=
5,255); MARGIN: 0px 0px 15px; LINE-HEIGHT: 24px; text-size-adjust: none'>If=
 you didn't request this code, just call customer service.</P></TD></TR></T=
BODY></TABLE></TD></TR></TBODY></TABLE></TD></TR>
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;=
 PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; WIDTH: 600px; PADDING-BOTTOM: 0px; PAD=
DING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" vAlign=
=3Dtop align=3Dcenter>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;=
 PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" bgColor=3D#c0c0c0 heig=
ht=3D2 align=3Dcenter></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><=
/TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
<TABLE class=3Dv1cf style=3D"BOX-SIZING: border-box; WIDTH: 1243px; BORDER-=
COLLAPSE: collapse; BACKGROUND-REPEAT: repeat; TABLE-LAYOUT: fixed !importa=
nt; BACKGROUND-POSITION: center top; BORDER-SPACING: 0px; BACKGROUND-COLOR:=
 transparent" cellSpacing=3D0 cellPadding=3D0 align=3Dcenter>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;=
 PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(=
248,247,246)" bgColor=3D#f8f7f6 align=3Dcenter>
<TABLE class=3Dv1cq style=3D"BOX-SIZING: border-box; WIDTH: 600px; BORDER-C=
OLLAPSE: collapse; BORDER-SPACING: 0px; BACKGROUND-COLOR: transparent" cell=
Spacing=3D0 cellPadding=3D0 align=3Dcenter>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD class=3D"v1t v1s" style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 20px=
; PADDING-TOP: 35px; PADDING-LEFT: 35px; MARGIN: 0px; PADDING-RIGHT: 35px" =
align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; WIDTH: 530px; PADDING-BOTTOM: 0px; PAD=
DING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" vAlign=
=3Dtop align=3Dcenter>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; BORDER-S=
PACING: 0px" cellSpacing=3D0 cellPadding=3D0 width=3D"100%">
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse">
<TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;=
 PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px" align=3Dleft>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 13px; FONT-FAMILY: "source s=
ans pro", "helvetica neue", helvetica, arial, sans-serif; COLOR: rgb(65,65,=
65); MARGIN: 0px 0px 12px; LINE-HEIGHT: 19px; text-size-adjust: none'><B st=
yle=3D"BOX-SIZING: border-box; FONT-WEIGHT: bolder">Aetna<SUP style=3D"BOX-=
SIZING: border-box; FONT-SIZE: 9px; VERTICAL-ALIGN: baseline; POSITION: rel=
ative; LINE-HEIGHT: 0; TOP: -0.5em">&reg;</SUP>
&nbsp;is the brand name used for products and services provided by one or m=
ore of the Aetna group of companies, including Aetna Life Insurance Company=
 and its affiliates (Aetna).</B></P>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 13px; FONT-FAMILY: "source s=
ans pro", "helvetica neue", helvetica, arial, sans-serif; COLOR: rgb(65,65,=
65); MARGIN: 0px 0px 12px; LINE-HEIGHT: 19px; text-size-adjust: none'>Refer=
 to<SPAN style=3D"BOX-SIZING: border-box">&nbsp;</SPAN><SPAN>&nbsp;</SPAN>
<A style=3D"BOX-SIZING: border-box; FONT-SIZE: 13px; TEXT-DECORATION: under=
line; FONT-WEIGHT: bold; COLOR: rgb(65,65,65); BACKGROUND-COLOR: transparen=
t; text-size-adjust: none" href=3D"https://click.accountmanagercomms.com/?q=
s=3D7d0670c1f6d71987c92ac8f620385796f853ac783dfac3ec8c2e4d464a8c76380c1c791=
f4a6b49de8967da9edb7cc36f6f31f594619f88d6e5eb9a5e69527d9c" rel=3Dnoreferrer=
 target=3D_blank><B style=3D"BOX-SIZING: border-box; FONT-WEIGHT: bolder">A=
etna.com</B></A>
&nbsp;for more information about Aetna<SUP style=3D"BOX-SIZING: border-box;=
 FONT-SIZE: 9px; VERTICAL-ALIGN: 0.4em; POSITION: relative; LINE-HEIGHT: 0;=
 TOP: -0.5em">&reg;</SUP><SPAN style=3D"BOX-SIZING: border-box">&nbsp;</SPA=
N>plans.</P>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 13px; FONT-FAMILY: "source s=
ans pro", "helvetica neue", helvetica, arial, sans-serif; COLOR: rgb(65,65,=
65); MARGIN: 0px 0px 12px; LINE-HEIGHT: 19px; text-size-adjust: none'><STRO=
NG style=3D"BOX-SIZING: border-box; FONT-WEIGHT: bolder">Help/contact us:</=
STRONG><BR style=3D"BOX-SIZING: border-box">If you have any questions, plea=
se<SPAN style=3D"BOX-SIZING: border-box">&nbsp;</SPAN><SPAN>&nbsp;</SPAN>
<A style=3D"BOX-SIZING: border-box; FONT-SIZE: 13px; TEXT-DECORATION: under=
line; FONT-WEIGHT: bold; COLOR: rgb(65,65,65); BACKGROUND-COLOR: transparen=
t; text-size-adjust: none" href=3D"https://click.accountmanagercomms.com/?q=
s=3D7d0670c1f6d71987d8ee9cec36c755773fa315db3533ec17b0c972484395c69cc4f4f27=
feba5d68c277e0fa846270e68a695e34dddfebe4b0bc1c821c57f5daa" rel=3Dnoreferrer=
 target=3D_blank>contact us</A>.</P>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 13px; TEXT-DECORATION: none =
!important; FONT-FAMILY: "source sans pro", "helvetica neue", helvetica, ar=
ial, sans-serif; COLOR: rgb(65,65,65); MARGIN: 0px 0px 12px; LINE-HEIGHT: 1=
9px; text-size-adjust: none'>We are located at 151 Farmington Avenue, Hartf=
ord, CT 06156.</P>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 13px; FONT-FAMILY: "source s=
ans pro", "helvetica neue", helvetica, arial, sans-serif; COLOR: rgb(65,65,=
65); MARGIN: 0px 0px 12px; LINE-HEIGHT: 19px; text-size-adjust: none'>
<A style=3D"BOX-SIZING: border-box; FONT-SIZE: 13px; TEXT-DECORATION: under=
line; FONT-WEIGHT: bold; COLOR: rgb(65,65,65); BACKGROUND-COLOR: transparen=
t; text-size-adjust: none" href=3D"https://click.accountmanagercomms.com/?q=
s=3D7d0670c1f6d71987c89aaa8c1b08853b869e7c8b7c773f3bac0b476313b10eb95bf9b17=
20acf86dedbb3e83eadb50eea4603a214cd0d3f87e6671dd1b3a5702a" rel=3Dnoreferrer=
 target=3D_blank>Privacy Statement</A><SPAN style=3D"BOX-SIZING: border-box=
">&nbsp;</SPAN>|<SPAN style=3D"BOX-SIZING: border-box">
&nbsp;</SPAN><SPAN>&nbsp;</SPAN><A style=3D"BOX-SIZING: border-box; FONT-SI=
ZE: 13px; TEXT-DECORATION: underline; FONT-WEIGHT: bold; COLOR: rgb(65,65,6=
5); BACKGROUND-COLOR: transparent; text-size-adjust: none" href=3D"https://=
click.accountmanagercomms.com/?qs=3D7d0670c1f6d7198715ac01f8600a9bbb09b1faa=
c05eb855d219062e46ed5f8133d659e6fa0c4007af642d8e9a0261e5f821f2688d2896c0f09=
fc0beeb8dd540e" rel=3Dnoreferrer target=3D_blank>Terms of Use</A><SPAN styl=
e=3D"BOX-SIZING: border-box">&nbsp;</SPAN>
|<SPAN style=3D"BOX-SIZING: border-box">&nbsp;</SPAN><SPAN>&nbsp;</SPAN><A =
style=3D"BOX-SIZING: border-box; FONT-SIZE: 13px; TEXT-DECORATION: underlin=
e; FONT-WEIGHT: bold; COLOR: rgb(65,65,65); BACKGROUND-COLOR: transparent; =
text-size-adjust: none" href=3D"https://click.accountmanagercomms.com/?qs=
=3D7d0670c1f6d719872973acf7ba61a57bc9ee295fe8154edc8bae095b966714e06f2bf037=
966effd0e2fef34d19f949398401bab4be96630b17709bb1fd0a6ff7" rel=3Dnoreferrer =
target=3D_blank>Privacy Information</A>
<SPAN style=3D"BOX-SIZING: border-box">&nbsp;</SPAN>|<SPAN style=3D"BOX-SIZ=
ING: border-box">&nbsp;</SPAN><SPAN>&nbsp;</SPAN>
<A style=3D"BOX-SIZING: border-box; FONT-SIZE: 13px; TEXT-DECORATION: under=
line; FONT-WEIGHT: bold; COLOR: rgb(65,65,65); BACKGROUND-COLOR: transparen=
t; text-size-adjust: none" href=3D"https://click.accountmanagercomms.com/?q=
s=3D7d0670c1f6d7198715a5b08a9e9e87ea0ceba850f84dbf774376cbb50bf604f58fa6d58=
01e0c3147195def8c5bf9c4f63844dd0ac182d1a7454970b9a98488ae" rel=3Dnoreferrer=
 target=3D_blank>Member Disclosure</A></P>
<P style=3D'BOX-SIZING: border-box; FONT-SIZE: 13px; TEXT-DECORATION: none =
!important; FONT-FAMILY: "source sans pro", "helvetica neue", helvetica, ar=
ial, sans-serif; COLOR: rgb(65,65,65); MARGIN: 0px 0px 12px; LINE-HEIGHT: 1=
9px; text-size-adjust: none'>&copy;2025&nbsp;Aetna Inc.<BR style=3D"BOX-SIZ=
ING: border-box">1771213-01-01&nbsp; (2/23)</P></TD></TR></TBODY></TABLE></=
TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE=
></TD></TR></TBODY></TABLE></DIV>
<IMG style=3D'BORDER-LEFT-WIDTH: 0px; BOX-SIZING: border-box; FONT-SIZE: 11=
px; FONT-FAMILY: "source sans pro", "helvetica neue", helvetica, arial, san=
s-serif; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: middle; WHITE-SPACE: norm=
al; BORDER-BOTTOM-WIDTH: 0px; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT=
-WEIGHT: 400; COLOR: rgb(51,51,51); FONT-STYLE: normal; TEXT-ALIGN: left; O=
RPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BORDER-TOP-WIDTH: 0px; BACKGR=
OUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px;=20
font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-str=
oke-width: 0px; text-decoration-thickness: initial; text-decoration-style: =
initial; text-decoration-color: initial' src=3D"https://click.accountmanage=
rcomms.com/open.aspx?ffcb10-fe9716757667047873-fdf4157074600d757511767c-fe2=
e117170640578721d70-ff941d72-fe24137676670d7e7d1771-fec71170706d0478&amp;d=
=3D100216&amp;bmt=3D0" width=3D1 height=3D1></BODY></HTML>
